Perilaku Manajemen Keuangan pada Generasi Muda K-Poppers: Faktor Sosialisasi Keuangan, Sikap, dan Kendali Diri
DOI:
https://doi.org/10.70900/jea.v2i1.90Keywords:
Financial Management Behavior, Financial Socialization, Financial Attitude, Internal Locus of Control, K-Poppers, FinanceAbstract
Abstract
Financial management behavior plays an important role in maintaining an individual's financial well-being. This study aims to analyze the influence of financial socialization, financial attitude, and internal locus of control on financial management behavior in the K-poppers community on Twitter. Data were collected through questionnaires distributed to 150 respondents who met the research criteria. The results of multiple linear regression analysis showed that financial socialization, financial attitude, and internal locus of control have a significant influence on financial management behavior. Good financial socialization, positive financial attitudes, and an individual's ability to control finances independently increase responsible financial management behavior. These findings provide important implications for K-pop fans, especially in improving their financial management amidst a consumer culture influenced by globalization trends.
References
Ajzen, I. (1991). The Theory of Planned Behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. https://doi.org/10.1016/0749-5978(91)90020-T
Ajzen, I. (2005). Attitudes, Personality and Behavior (T. Manstead, Ed.; 2nd ed.). Berkshire: Open University Press.
Asaff, R., Suryati, & Rahmayani, R. (2019). Pengaruh financial attitude dan financial knowledge terhadap financial management behavior (Studi kasus pada mahasiswa Fakultas Ekonomi Konsentrasi Keuangan Universitas Andi Djemma Palopo). Jemma Journal of Economic, Management and Accounting, 2(2), 09–22.
Arsytania, R. A., & Zaniarti, S. (2023). Faktor-faktor yang mempengaruhi financial management behavior (Studi kasus mahasiswa manajemen Universitas Kristen Maranatha). Journal Management, 22(1), 2655–2826.
Belle, R., Manihuruk, R., & Lubis, T. A. (2022). Analisis pengaruh financial knowledge, financial attitude, gaya hidup terhadap financial management behavior dengan locus of control sebagai variabel moderating pada Perusahaan Daerah Air Minum (PDAM) Kota Jambi. 11(01), 38–50.
Dewanti, V. P., & Asandimitra, N. (2021). Pengaruh financial socialization, financial knowledge, dan financial experience terhadap financial management behavior dengan locus of control sebagai variabel mediasi pada pengguna Paylate. 9(3), 863–875. https://doi.org/10.26740/jim.v9n3.p863-875
Financial, A., Behavior, M., Muda, A., Korea, B., & Indonesia, D. I. (2022). Analisis financial management behavior anak muda penggemar budaya Korea di Indonesia. 10(2017), 793–805.
Gazali, Bakkareng, & Ardiany, Y. (2022). Pengaruh locus of control, financial knowledge, dan income terhadap financial management behavior pada pegawai pelabuhan perikanan Samudera Bungus. Pareso Jurnal, 4(1), 129–148.
Harianto, S., & Isbanah, Y. (2021). Pengaruh financial knowledge, pendapatan, locus of control, financial attitude, financial self-efficacy, dan parental financial socialization terhadap financial management behavior masyarakat di Kabupaten Sidoarjo. Jurnal Ilmu Manajemen, 9(1), 241. https://doi.org/10.26740/jim.v9n1.p241-252
Ida, I., Zaniarti, S., & Ayuningtyas, N. (2021). Faktor prediktor financial management behavior generasi X. Jurnal Muara Ilmu Ekonomi dan Bisnis, 5(1), 179. https://doi.org/10.24912/jmieb.v5i1.11439
Idelia, R. A., Ahmad, G. N., Edo, M., & Siregar, S. (2023). Pengaruh financial attitude, financial socialization, dan financial experience terhadap perilaku manajemen keuangan. 2(November), 173–188.
Jurnal, J., & Mea, I. (2022). Pengaruh financial knowledge, financial attitude, dan parental income terhadap financial management behavior mahasiswa Daerah Istimewa Yogyakarta. 6(3), 905–914.
K., & -, N. S. (2023). Influence of financial attitude, financial socialization, and digital financial literacy on personal financial management behavior of women of Punjab. International Journal for Multidisciplinary Research, 5(3), 1–14. https://doi.org/10.36948/ijfmr.2023.v05i03.3899
Lestari, W. R., & Pranyoto, E. (2015). Faktor psikologi yang membentuk perilaku keuangan (behavioral finance) investor dalam transaksi saham pada pasar modal di Lampung. Jurnal Ilmiah Gema Ekonomi, 5(1), 691–702. https://e-jurnal.stieprasetiyamandiri.ac.id/index.php/gem/article/view/93
Mohamad Arshad, A. A., Mohamad Arshad, A. S., Mohd Zin, Z., Lubis, A. W., & Mohamed Haniffa, P. H. N. (2021). Determining drivers of financial management behavior among working adults in Malaysia. 7(2), 161. https://doi.org/10.24191/abrij.v7i2.15007
Nisa, F. K., & Haryono, N. A. (2022). Pengaruh financial knowledge, financial attitude, financial self-efficacy, income, locus of control, dan lifestyle terhadap financial management behavior generasi Z di Kota Surabaya. Jurnal Ilmu Manajemen, 10(1), 82–97. https://doi.org/10.26740/jim.v10n1.p82-97
Naufalia, V., Wilandari, A., Windasari, V., & Helmy, M. S. (2022). Pengaruh financial socialization dan financial experience terhadap financial management behavior. 20(2), 142–149.
Pranyoto, E. (2022). Buku Modul Riset Keuangan. Fakultas Ekonomi dan Bisnis, Bandar Lampung.
Pranyoto, E., Susanti, & Septiyanti. (2020). Herding behavior, experienced regret, dan keputusan investasi pada Bitcoin. Jurnal Bisnis Darmajaya, 6(1), 29–43. Link
Putri, C. N. (2020). Pengaruh pengetahuan keuangan, locus of control internal, dan pengalaman keuangan terhadap perilaku pengelolaan keuangan keluarga di Gresik. Artikel ilmiah, 7(2), 33–48.
Pramedi, A. D., & Haryono, N. A. (2021). Pengaruh financial literacy, financial knowledge, financial attitude, income, dan financial self-efficacy terhadap financial management behavior entrepreneur lulusan perguruan tinggi di Surabaya. 9(2), 572. https://doi.org/10.26740/jim.v9n2.p572-586
Rahmayanti, D., Artikel, I., Spiritual, K., & Keuangan, P. (2023). Pengaruh internal locus of control dan kecerdasan spiritual terhadap pribadi. 354–365.
Rohmah, N., Susbiyani, A., Aspirandy, R. M., Cahyono, D., Jember, U. M., Attitude, F., & Keuangan, M. (2021). Pengaruh financial knowledge, financial attitude, dan internal locus of control. Jurnal Ekonomi, Bisnis & Manajemen, 11(1), 150–161.
Susanti, S. (2016). Pengaruh intellectual capital terhadap nilai perusahaan perbankan di BEI periode 2013-2015. Jurnal Bisnis Darmajaya, 2(2), 146–159.
Suwarno, S., Andrinaldo, A., Supriyanto, S., Kesuma, I. M., & Debsi, A. A. (2022). Pengaruh financial knowledge dan financial attitude terhadap financial behavior dengan locus of control sebagai variabel mediasi (Pada Fakultas Ekonomi dan Bisnis Universitas Bina Insan). Jesya, 5(2), 2643–2657. https://doi.org/10.36778/jesya.v5i2.793
Sheda, G. A. (2023). Pengaruh financial knowledge, financial attitude, dan internal locus of control terhadap financial management behavior pada pelaku UMKM Kota Surakarta. Jurnal Maneksi, 12(1), 204–210. https://doi.org/10.31959/jm.v12i1.1323
Suyanto, S., Setiawan, D., & ... (2021). The impact of financial socialization and financial literacy on financial behaviors: An empirical study in Indonesia. The Journal of Asian …, 8(7), 169–180. https://doi.org/10.13106/jafeb.2021.vol8.no7.0169
Tsuroyya, K., & Nuryana, I. (2021). The influence of attitudes, internal locus, and financial socialization agents on financial management behavior. 10(1), 188–201. https://doi.org/10.15294/eeaj.v10i1.44670
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Ameliya Della Rahmadani

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

All publications in Jurnal Ekonomika are licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.





